The banks have decided not to open their branch offices during the Dashain festival leaves. Though the banks had opened their branch offices and service-centered during the Dashain leaves last year, they decided not to open their branch offices this year showing the COVID-19 pandemic effects.

The Nepal Bankers Association decided not to open any branch offices during the Dashain leaves as infection could be witnessed due to the flow of service seekers while opening limited branch offices.   

The association executive officer Anil Sharma shared that all branch offices of all commercial banks would be closed from October 23 to 27. 

He added that the banks are promoting digital services therefore customer is also asked to follow it during this pandemic hour.  

Source: RSS

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Nabil has also initiated a step towards a cleaner environment by launching ‘Nabil eAuto Loan’ scheme. With this scheme, the company will provide financing of up to 80% with an interest rate of 9.59% per annum.

Attractions:

Interest rate: Base rate (plus) 1.50% premium

Financing up to 80%

Loan tenure up to 7 years

 

 

For more info: Please visit Nabil Bank's Website or call 01-4221718, 01-4227181

 

When one bank's ATM card is used in another bank's ATM machine, there is no charge. Announcing the monetary policy for the current fiscal year 2077/78, Governor, Maha Prasad Adhikari has announced that no money will be spent on another ATM as long as Covid-19 is in effect.

Similarly, it is mentioned in the policy that there will be an interconnection between the transactions of banks and financial institutions. The policy has also announced to make arrangements to provide the required customer identification (Know Your Customer) to the banks and financial institutions in an integrated manner.

However, since the outbreak of the coronavirus, there has been no provision for using one bank's ATM in another bank's ATM machine. But as the lockdown eased, banks on Thursday shut down another bank's free ATM facility.

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The charges incurred while withdrawing money from another bank's ATM has been removed permanently by Nepal Rastra Bank.

Previously, NRB had decided to waive the charges temporarily during the transition period of lockdown. And, now, as per the integrated circular by the department of the payment system of NRB, the charges have been waived permanently.

Any individual holding the ATM card of a bank and financial institution can now withdraw money from any be it their respective or other Bank and Financial Institution without any charges. However, the charges may apply for international transactions.

Similarly, the users should be notified 15 days prior to the expiry of their ATM cards via text message along with the info about the renewal fees, said NRB. Also, a customer is not allowed to have multiple cards of the same Bank and Financial Institution.

 

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