Pathao Nepal Pvt. Ltd., demand transportation and food delivery platform, has signed a contract with Everest Insurance Company to provide insurance on Poush 8, 2077 for its customers and riders. 

 

 

The Agreement will provide passengers and clients with a compensation of Rs. 5,00,000 in the event of death or any physical injury.

In addition, customer or rider will also receive up to Rs.100,000 for medical treatment in the case of an accident. Within 30 days of the accident, the person concerned should claim his insurance with all the necessary documents required in accordance with the rules of the insurance company. Customer/Rider using the Pathao app can take benifit of this service.

Asheem Man Singh Basynat, Regional Director, Patho Nepal Pvt. Ltd. shared, “We have been continuously striving for the last 2 years to provide insurance facilities to our customers and riders ensuring their safety. In line with this, we have signed an agreement with Everest Insurance Company. And now, our customers and riders can enjoy their ride believing in us. Pathao strongly stands for the safety and well-being of our customers and riders. We also feel honored to have been providing employment opportunity of thousands every day. Till date, we have provided training to more than 75,000 riders, and more than 13 lakhs customers have downloaded the Pathao app.”

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Roads in Nepal aren’t particularly its strong asset. Off-road bikes seem to be a necessity nowadays. Going on a ride with your friends is much more fun when your bike doesn’t slip on mud ;). To make your ride fun in Nepal you need something that is tough, has thick tires and strong wheels that resist damage from impact.

Here are some off-road bikes.

Crossfire XZ450RR Off-road

Crossfire XZ450RR Off-road Specifications

Engine                     : Zongshen OHC, Four Strokes, Single Cylinder, Water Cooled, Electric Start

Carburetor               : 30mm

Displacement          : 250cc

Max Power              : 26.1 Hp

Ignition                    : CDI

Transmission`         : 5-Speed, International Shift Pattern, 1-N-2- 3-4-5

Frame                      : Twin-spar Perimeter

Suspension Front    : Hydraulic, Fully Adjustable Forks 910mm /    35.82in 53mm Upper and 59mm Lower Diameter

Suspension Rear     : Hydraulic piggyback reservoir, Fully Adjustable Shock 500mm / 19.68

Brakes Front            : Hydraulic 240 mm Single Discs with Single   Piston Calliper

Brakes Rear            : Hydraulic 230 mm Single Discs with Dual Piston Calliper

Fuel Capacity          : 6.7L / 1.46 gal.

 

Crossfire XZ450RR Off-road Price in Nepal

The bike is priced at NRs. 8,00,000

 

Crossfire XZ250RR Off-road

Crossfire XZ50RR Off-road Specifications

Engine                     : Type Four-Stroke, Single Cylinder, Water Cooled,

  Electric Start 4 Valve

Carburetor               : DELLORTO 34mm (MADE IN ITALY)

Displacement           : 249.6mlml (250cc)

Max Power               : 30.15HP

Ignition                    : CDI

Transmission         : 5-Speed, International Shift Pattern, 1-N-2- 3-4-5

Frame                      : Twin-spar Perimeter

Suspension Front    : Hydraulic, Fully Adjustable Forks910mm /    35.82in 53mm Upper and 59mm Lower Diameter

Suspension Rear     : Hydraulic piggyback reservoir,   Fully Adjustable Shock 500mm / 19.68in

Brakes Front            : Hydraulic 240 mm Single Discs with  Single   Piston Calliper

Brakes Rear            : Hydraulic 230 mm Single Discs with Dual Piston Calliper

Fuel Capacity          : 6.7L / 1.46 gal.

Tank Capacity         : 2.64 litres

 

Crossfire XZ250RR Off-road Price in Nepal

The bike is priced at NRs. 6,10,000

 

Crossfire GR7

Crossfire GR7 Specifications

 

Engine                     : Liquid-cooled engine

Mileage                    : 30kmpl

Carburetor               : 30mm

Displacement           : 249.6cc

Max Power               : 30.15 BHP

Ignition                    : CDI

Torque                     : 23Nm

No. of gears            : 6

Suspension             : Telescopic

Brakes                     : Wavy disc brakes

Fuel tank                 : 10L

Tires                        : 3.0-21 inch (Front), 4.6-18 inch (Rear)

Braking                    : Front Disc and Rear Disc  (With Brembo Braking)

Kerb weight             : 107 kg

 

Crossfire GR7 Price in Nepal

The bike is priced at NRs. 5,27,000

 

 

Hartford VR 200H

Hartford VR 200H Specifications

Engine                     : Four-stroke, single-cylinder,  OHV. 2 valves per cylinder, air-cooled

Capacity                  : 197 cc/ 12.02 cu in

Ignition                    : CDI

Starting                    : Electronic

Max Power               : 19.1hp/ 14.1 kW @7500 rpm

Max Torque             : 10.9 Nm / 6.8 ft.lbs @6000 rp0m

Transmission           : 5 Speed

Front Suspension    : Telescopic forks

Rear Suspension     : Single Shock

Front brake              : Single disc with 1 piston caliper

Rear brake              : Single disc with 1 piston caliper

Fuel Capacity          : 12 Litres/ 3.1 US gal

No. of gears             : 5

 

Hartford VR 200H Price in Nepal

The bike is priced at NRs. 4,02,000

 

Apollo Orion RX 250

Apollo Orion RX 250 Specifications

Engine type                    : Single cylinder, four-stroke, liquid-cooled

Displacement                 : 250.0 ccm (15.26 cubic inches)

Fuel system                    : Carburettor

Ignition                            : CDI

No. of gears                    : 5

Transmission                  : Chain

Frame                             : Twin-spar heavy-duty steel

Front suspension            : Inverted Front forks

Rear Suspension             : Monoshock, adjustable

Front brake                      : Single disc

Rear brake                      : Single disc

Kerb weight                     : 128kg

Fuel Capacity                  : 7.00 litres (1.85 gallons)

 

Apollo Orion RX 250 Price in Nepal

The bike is priced at NRs. 3,16,000

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Life Insurance, in today’s world of uncertainties, is popularizing and is gaining much importance. Simply, it is a contract between Insurance Company and the policy holder, also called Insured. Though the policies vary from company to company, the basic concept is that the beneficiaries get lump-sum amount upon the insured's death.

A lot of people throughout the world are aware of Life Insurance’s importance; but, most of them choose to ignore the consequences and difficulties that come with one’s death, and don’t buy any policy at all. However, the pandemic of 2020 has made people keen about insurance.

In context of Nepal, several insurance companies and policies are evolving day-by-day. However, the penetration rate in Nepal is very low. About 90% of the citizens are living without any insurance policy even the educated ones who are well aware about the importance of life insurance.

Here, the major reasons to buy a Life Insurance Policy are shown:

Leave something for your family

Though the sum doesn’t compensate the loss of a person, it helps the family of the insured to solve their financial problems and provides financial security. Especially, for a family with children, the sum received can help in up-bringing of the children and cover their education expenses.

Pays off debt

The death of a person should not mean debt for their loved ones. The sum received after the death of insured can help to clear all the debts and free the loved ones from the burden of the insured’s financial problems.

Supplement to retirement plan

Life Insurance can also be a supplement to retirement plan. It helps the retirement savings to last till the end. One can invest on the insurance policy throughout their working years and can enjoy the monthly income from it after retirement.

Aids in business survival

Life Insurance is essential, not only for an individual, but also for a business organization. A business may face disastrous consequences due to the loss of its key employee or one of the owners. Policies to prevent such consequences such as key-employee insurance, buy-sell agreement, etc., prevail.

The insurance of key-employee helps to cover the loss a company has to bear from the death of the most competent employee. Similarly, buy-sell agreement aids in survival of the business even after the death of one of the partners/ owners by compensating for the loss. The sum received can kept by other owners for future use or can be used to buy the company shares from the family of the insured.

Peace of mind

The insured won’t have to stress about what will happen to their family once they are gone as the financial security of their family is ensured. 

Investment tool

Life Insurance not only protect lives from death and accidents, but is also a lucrative investment tool that helps to save money for future.

 

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